Top Commercial Mortgages for Businesses
Secure Your Commercial Property Mortgage with Expert Finance Brokers
We will provide you with ready access to over 50 lenders from major commercial mortgages who are very active in the market and who will look to provide a commercial property mortgage at competitive rates for up to 30-year terms. We can provide both capital and interest repayment schemes or ‘easy start’ interest-only options.
If you are looking to purchase a commercial property for your own occupation, via a SIPP as a longer-term investment or perhaps you wish to purchase a trading business or remortgage an existing property then speak to the experts within our team.
Discover Top Commercial Mortgage Financing Options
To assess your best commercial mortgage option, we will need to understand more about your business and confirm the ability to repay the mortgage from business profits or other sources of income. In general terms, we can offer mortgages up to 75% of the freehold / long leasehold value of the property or business being purchased.
We can also assist with a broad range of Buy-to-Let mortgage products on both fixed and variable interest rates. If you are currently occupying a commercial property as a sitting tenant and running a profitable business then we can offer special rates and generally a higher loan to value ratio – please call us for details.
Frequently Asked Questions
1. What is a commercial mortgage?
A commercial mortgage is a loan secured by commercial property, such as an office building, shopping center, or industrial warehouse. It is used to purchase, refinance, or redevelop commercial real estate.
2. How do commercial mortgage rates work?
Commercial mortgage rates are typically higher than residential rates and are influenced by factors like the property’s location, the borrower’s creditworthiness, and the loan term. Rates can be fixed or variable.
3. What do commercial finance brokers do?
Commercial finance brokers assist businesses in securing loans for purchasing or refinancing commercial properties. They provide expert advice, negotiate terms, and help find the best financing options tailored to the client’s needs.
Why Choose Kingston Finance for Your Commercial Mortgage Needs?
Answer a few questions about your business’s financials and discover how to take your business to the next level. Find the best commercial mortgages for your business. For mortgage enquiries, get in touch with us today to discuss your financing options with Kingston Finance.