First Time Home Buyer Loan Guide
Buying Your First Home
Buying your first home is an exciting prospect, however, it can feel overwhelming knowing where to start to get onto the property ladder.
We’ll explain all your options in plain English, whether it’s a Help-to-Buy Individual Savings Account (ISA), a Help-to-Buy equity loan or a shared ownership mortgage, there are plenty of products to assist you to get onto the property ladder.
Our friendly team of experienced mortgage advisors are here to help you make your first move!

Want to Start Viewing Properties?
You’ll need to complete a Decision in Principle (DIP) which will give you an indication of the amount of funding that we can secure for you. Most estate agents need to see this to show that you’re a serious buyer.
There’s no charge for this, and no obligation to apply for a mortgage with us.
Help to Buy
If you would like more information on the Help to Buy Scheme, you can visit the official government website by clicking below.

Why Choose Kingston Finance for your Domestic Mortgage Needs?
Whether you are looking for your first mortgage, a mortgage to move home, to remortgage or tap into the equity of your home, we can guide you to the most suitable solution for you.